Selected Living Cost Indexes, Australia

Latest release

Living Cost Indexes (LCIs) measures the price change of goods and services and its effect on living expenses of selected household types

Reference period

September 2026

Released

4/11/2026

Next release 3/02/2027

Release date and time

04/11/2026 11:30am AEDT

Key statistics

The Living Cost Indexes (LCIs) recorded rises between 1.1% and 1.9% in the September 2026 quarter.
Transport, Housing and Insurance and financial services were the main positive contributors across the LCIs.
In the twelve months to the September 2026 quarter, the LCIs rose between 3.8% and 5.1%.

Overview

Selected Living Cost Indexes (LCIs) by household type, Australia, quarterly and annual movement (%)
	Change from previous quarter (%)	Annual change (%)
Pensioner and beneficiary LCI (PBLCI)	1.2	4.6
Employee LCI	1.9	5.1
Age pensioner LCI	1.1	4.3
Other government transfer recipient LCI	1.4	4.9
Self-funded retiree LCI	1.3	3.8

Selected Living Cost Indexes (LCIs) by household type, Australia, quarterly and annual movement (%)

["","Change from previous quarter","Annual change"]

[["Pensioner and beneficiary LCI (PBLCI)","Employee LCI","Age pensioner LCI","Other government transfer recipient LCI","Self-funded retiree LCI"],[[1.2],[1.9],[1.1],[1.4],[1.3]],[[4.6],[5.1],[4.3],[4.9],[3.8]]]

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Quarterly living costs

All LCI household types recorded increases in quarterly living costs

Selected Living Cost Indexes (LCIs) by household type, Australia, quarterly movement (%)
	Pensioner and Beneficiary LCI (PBLCI) (%)	Employee LCI (%)	Age pensioner LCI (%)	Other government transfer recipient LCI (%)	Self-funded retiree LCI (%)
Sep-16	0.7	0.4	0.9	0.6	0.8
Dec-16	0.6	0.3	0.3	0.8	0.5
Mar-17	0.7	0.5	0.7	0.6	0.2
Jun-17	0.1	0.1	0.1	0.1	0.1
Sep-17	0.6	0.7	0.5	0.7	0.7
Dec-17	0.8	0.8	0.7	1.0	0.6
Mar-18	0.7	0.4	0.8	0.7	0.4
Jun-18	0.3	0.4	0.2	0.3	0.4
Sep-18	0.4	0.4	0.5	0.3	0.9
Dec-18	0.6	0.6	0.4	0.8	0.5
Mar-19	0.3	0.0	0.3	0.2	-0.1
Jun-19	0.6	0.6	0.6	0.6	0.7
Sep-19	0.4	0.1	0.5	0.3	0.8
Dec-19	0.7	0.3	0.5	0.8	0.5
Mar-20	0.7	0.2	0.8	0.7	0.2
Jun-20	-1.4	-2.6	-0.8	-1.9	-0.5
Sep-20	0.8	1.3	0.4	1.1	0.5
Dec-20	0.5	0.9	0.0	0.9	0.5
Mar-21	0.7	0.5	0.9	0.5	0.7
Jun-21	0.9	0.7	1.0	0.8	0.9
Sep-21	0.5	0.6	0.6	0.4	0.7
Dec-21	0.8	0.8	0.8	0.8	1.0
Mar-22	2.3	1.7	2.4	2.2	1.8
Jun-22	1.3	1.4	1.3	1.3	1.5
Sep-22	1.8	2.7	1.8	1.9	1.9
Dec-22	1.9	3.2	1.7	2.0	2.2
Mar-23	2.1	1.9	2.2	2.0	1.3
Jun-23	1.1	1.6	0.9	1.3	0.7
Sep-23	0.5	2.0	0.4	0.6	1.4
Dec-23	1.0	1.2	0.8	1.2	0.5
Mar-24	1.3	1.7	1.1	1.4	0.7
Jun-24	1.3	1.3	1.3	1.4	1.2
Sep-24	0.3	0.5	0.3	0.4	0.3
Dec-24	-0.1	0.5	-0.2	0.0	0.3
Mar-25	1.6	1.1	1.6	1.6	0.6
Jun-25	1.0	0.5	1.0	1.0	0.6
Sep-25	1.3	0.6	1.5	1.2	1.4
Dec-25	0.1	0.2	0.1	0.1	0.7
Mar-26	2.5	1.4	2.5	2.5	1.1
Jun-26	0.6	1.5	0.5	0.8	0.6
Sep-26	1.2	1.9	1.1	1.4	1.3

Selected Living Cost Indexes (LCIs) by household type, Australia, quarterly movement (%)

["","Pensioner and Beneficiary LCI (PBLCI)","Employee LCI","Age pensioner LCI","Other government transfer recipient LCI","Self-funded retiree LCI"]

[["Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24","Mar-25","Jun-25","Sep-25","Dec-25","Mar-26","Jun-26","Sep-26"],[[0.7],[0.6],[0.7],[0.1],[0.6],[0.8],[0.7],[0.3],[0.4],[0.6],[0.3],[0.6],[0.4],[0.7],[0.7],[-1.4],[0.8],[0.5],[0.7],[0.9],[0.5],[0.8],[2.3],[1.3],[1.8],[1.9],[2.1],[1.1],[0.5],[1],[1.3],[1.3],[0.3],[-0.1],[1.6],[1],[1.3],[0.1],[2.5],[0.6],[1.2]],[[0.4],[0.3],[0.5],[0.1],[0.7],[0.8],[0.4],[0.4],[0.4],[0.6],[0],[0.6],[0.1],[0.3],[0.2],[-2.6],[1.3],[0.9],[0.5],[0.7],[0.6],[0.8],[1.7],[1.4],[2.7],[3.2],[1.9],[1.6],[2],[1.2],[1.7],[1.3],[0.5],[0.5],[1.1],[0.5],[0.6],[0.2],[1.4],[1.5],[1.9]],[[0.9],[0.3],[0.7],[0.1],[0.5],[0.7],[0.8],[0.2],[0.5],[0.4],[0.3],[0.6],[0.5],[0.5],[0.8],[-0.8],[0.4],[0],[0.9],[1],[0.6],[0.8],[2.4],[1.3],[1.8],[1.7],[2.2],[0.9],[0.4],[0.8],[1.1],[1.3],[0.3],[-0.2],[1.6],[1],[1.5],[0.1],[2.5],[0.5],[1.1]],[[0.6],[0.8],[0.6],[0.1],[0.7],[1],[0.7],[0.3],[0.3],[0.8],[0.2],[0.6],[0.3],[0.8],[0.7],[-1.9],[1.1],[0.9],[0.5],[0.8],[0.4],[0.8],[2.2],[1.3],[1.9],[2],[2],[1.3],[0.6],[1.2],[1.4],[1.4],[0.4],[0],[1.6],[1],[1.2],[0.1],[2.5],[0.8],[1.4]],[[0.8],[0.5],[0.2],[0.1],[0.7],[0.6],[0.4],[0.4],[0.9],[0.5],[-0.1],[0.7],[0.8],[0.5],[0.2],[-0.5],[0.5],[0.5],[0.7],[0.9],[0.7],[1],[1.8],[1.5],[1.9],[2.2],[1.3],[0.7],[1.4],[0.5],[0.7],[1.2],[0.3],[0.3],[0.6],[0.6],[1.4],[0.7],[1.1],[0.6],[1.3]]]

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All household types recorded increases in living costs this quarter. Compared with the June quarter 2026, quarterly growth was higher for all household types.

All household types recorded rises in Transport, Housing, and Insurance and financial services. The rise in Transport was driven by higher Automotive fuel prices. Increases in Water and Sewerage, Rents and Property rates drove the rise in Housing. Insurance and financial services was driven by a rise in Mortgage interest charges.

Employee households recorded the largest rise in living costs this quarter of 1.9%. The rise in living costs was mainly due to Mortgage interest charges, which rose 5.7% this quarter, following an 8.2% rise in the June quarter 2026. Mortgage interest charges make up a higher proportion of expenditure for Employee households. The rise in Mortgage interest charges this quarter is due to the remaining impact of banks passing on the RBA’s cash rate increase in May to both fixed and variable rate home loans. The September cash rate increase will be seen in the December 2026 quarter due to the timing of the change in the cash rate.

Employee LCI and Mortgage interest charges, Australia, quarterly movement (%)
	Employee LCI (RHS) (%)	Mortgage interest charges (LHS) (%)
Sep-21	0.6	-1.7
Dec-21	0.8	-1.6
Mar-22	1.7	0.1
Jun-22	1.4	2.5
Sep-22	2.7	24.1
Dec-22	3.2	26.7
Mar-23	1.9	11.0
Jun-23	1.6	9.8
Sep-23	2.0	9.2
Dec-23	1.2	5.4
Mar-24	1.7	7.1
Jun-24	1.3	2.6
Sep-24	0.5	2.7
Dec-24	0.5	1.7
Mar-25	1.1	1.5
Jun-25	0.5	-1.4
Sep-25	0.6	-3.8
Dec-25	0.2	-2.8
Mar-26	1.4	1.5
Jun-26	1.5	8.2
Sep-26	1.9	5.7

Employee LCI and Mortgage interest charges, Australia, quarterly movement (%)

["","Employee LCI (RHS)","Mortgage interest charges (LHS)"]

[["Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24","Mar-25","Jun-25","Sep-25","Dec-25","Mar-26","Jun-26","Sep-26"],[[0.6],[0.8],[1.7],[1.4],[2.7],[3.2],[1.9],[1.6],[2],[1.2],[1.7],[1.3],[0.5],[0.5],[1.1],[0.5],[0.6],[0.2],[1.4],[1.5],[1.9]],[[-1.7],[-1.6],[0.1],[2.5],[24.1],[26.7],[11],[9.8],[9.2],[5.4],[7.1],[2.6],[2.7],[1.7],[1.5],[-1.4],[-3.8],[-2.8],[1.5],[8.2],[5.7]]]

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Age pensioner households recorded the smallest rise in living costs this quarter of 1.1%. The smaller rise in living costs compared to other household types was primarily due to a fall in Pharmaceutical products, which makes up a higher proportion of expenditure for these households. Age pensioner households pay concession prices for Pharmaceutical products on the Pharmaceutical Benefits Scheme (PBS), which fell this quarter due to an increase in the proportion of these households reaching the PBS safety net threshold. Age pensioner households also have one of the lowest proportions of household expenditure for Mortgage interest charges which rose this quarter.

Selected Living Cost Indexes (LCIs) by household type, main positive and offsetting contributors to the quarterly movement (%) (a)(b)
	Insurance and financial services (%)	Transport (%)	Housing (%)	Clothing (%)	Health (%)
Pensioner and beneficiary LCI (PBLCI)	2.4	3.9	1.3	-1.3	-1.8
Employee LCI	4.4	3.5	1.2	-0.6	0.2
Age pensioner LCI	1.2	3.7	1.6	-1.2	-1.4
Other government transfer recipient LCI	3.5	4.0	1.1	-1.3	-2.4
Self-funded retiree LCI	1.1	3.1	1.6	-1.1	-0.3

Selected Living Cost Indexes (LCIs) by household type, main positive and offsetting contributors to the quarterly movement (%) (a)(b)

["","Insurance and financial services","Transport","Housing","Clothing","Health"]

[["Pensioner and beneficiary LCI (PBLCI)","Employee LCI","Age pensioner LCI","Other government transfer recipient LCI","Self-funded retiree LCI"],[[2.4],[4.4],[1.2],[3.5],[1.1]],[[3.9],[3.5],[3.7],[4],[3.1]],[[1.3],[1.2],[1.6],[1.1],[1.6]],[[-1.3],[-0.6],[-1.2],[-1.3],[-1.1]],[[-1.8],[0.2],[-1.4],[-2.4],[-0.3]]]

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Housing includes Rents, Utilities, and Other housing (Property rates and Maintenance and repair of the dwelling).
Mortgage interest charges is included in Insurance and financial services.

Annual living costs

All household types recorded rises in annual living costs

In the twelve months to the September 2026 quarter, all LCIs rose between 3.8% and 5.1%, compared to annual rises of between 3.7% and 4.7% to the June 2026 quarter.

Employee households recorded the largest annual rise (+5.1%) across all household types.

Selected Living Cost Indexes (LCIs) by household type, Australia, annual movement (%)
	Pensioner and beneficiary LCI (PBLCI) (%)	Employee LCI (%)	Age pensioner LCI (%)	Other government transfer recipient LCI (%)	Self-funded retiree LCI (%)
Sep-16	1.5	1.2	1.5	1.6	1.5
Dec-16	1.7	1.0	1.6	1.8	1.4
Mar-17	2.4	1.5	2.4	2.4	2.0
Jun-17	2.1	1.3	2.0	2.1	1.7
Sep-17	2.0	1.6	1.7	2.2	1.6
Dec-17	2.3	2.0	2.1	2.4	1.7
Mar-18	2.3	2.0	2.1	2.5	1.8
Jun-18	2.5	2.2	2.2	2.7	2.1
Sep-18	2.2	1.9	2.2	2.3	2.3
Dec-18	2.0	1.8	2.0	2.1	2.1
Mar-19	1.6	1.4	1.5	1.6	1.6
Jun-19	1.9	1.6	1.8	1.9	1.9
Sep-19	1.8	1.3	1.7	1.9	1.9
Dec-19	1.9	1.0	1.8	1.9	1.9
Mar-20	2.4	1.1	2.4	2.5	2.3
Jun-20	0.5	-2.1	1.0	0.0	1.1
Sep-20	0.8	-0.9	0.9	0.8	0.8
Dec-20	0.6	-0.4	0.4	0.8	0.8
Mar-21	0.6	0.0	0.5	0.6	1.3
Jun-21	2.9	3.4	2.3	3.4	2.7
Sep-21	2.6	2.6	2.6	2.7	2.9
Dec-21	3.0	2.6	3.4	2.6	3.3
Mar-22	4.6	3.8	4.9	4.3	4.4
Jun-22	5.0	4.6	5.2	4.8	5.0
Sep-22	6.4	6.8	6.4	6.3	6.3
Dec-22	7.5	9.3	7.4	7.5	7.6
Mar-23	7.3	9.6	7.2	7.4	7.1
Jun-23	7.0	9.7	6.7	7.3	6.3
Sep-23	5.7	9.0	5.3	6.0	5.8
Dec-23	4.7	6.8	4.4	5.2	4.0
Mar-24	3.9	6.5	3.3	4.5	3.4
Jun-24	4.1	6.2	3.7	4.6	3.8
Sep-24	3.9	4.7	3.5	4.4	2.7
Dec-24	2.8	4.0	2.5	3.2	2.5
Mar-25	3.2	3.4	3.0	3.5	2.3
Jun-25	2.8	2.5	2.7	3.1	1.8
Sep-25	3.8	2.6	3.9	3.9	2.9
Dec-25	4.1	2.3	4.2	4.0	3.3
Mar-26	5.0	2.6	5.2	4.9	3.8
Jun-26	4.6	3.7	4.7	4.6	3.8
Sep-26	4.6	5.1	4.3	4.9	3.8

Selected Living Cost Indexes (LCIs) by household type, Australia, annual movement (%)

["","Pensioner and beneficiary LCI (PBLCI)","Employee LCI","Age pensioner LCI","Other government transfer recipient LCI","Self-funded retiree LCI"]

[["Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24","Mar-25","Jun-25","Sep-25","Dec-25","Mar-26","Jun-26","Sep-26"],[[1.5],[1.7],[2.4],[2.1],[2],[2.3],[2.3],[2.5],[2.2],[2],[1.6],[1.9],[1.8],[1.9],[2.4],[0.5],[0.8],[0.6],[0.6],[2.9],[2.6],[3],[4.6],[5],[6.4],[7.5],[7.3],[7],[5.7],[4.7],[3.9],[4.1],[3.9],[2.8],[3.2],[2.8],[3.8],[4.1],[5],[4.6],[4.6]],[[1.2],[1],[1.5],[1.3],[1.6],[2],[2],[2.2],[1.9],[1.8],[1.4],[1.6],[1.3],[1],[1.1],[-2.1],[-0.9],[-0.4],[0],[3.4],[2.6],[2.6],[3.8],[4.6],[6.8],[9.3],[9.6],[9.7],[9],[6.8],[6.5],[6.2],[4.7],[4],[3.4],[2.5],[2.6],[2.3],[2.6],[3.7],[5.1]],[[1.5],[1.6],[2.4],[2],[1.7],[2.1],[2.1],[2.2],[2.2],[2],[1.5],[1.8],[1.7],[1.8],[2.4],[1],[0.9],[0.4],[0.5],[2.3],[2.6],[3.4],[4.9],[5.2],[6.4],[7.4],[7.2],[6.7],[5.3],[4.4],[3.3],[3.7],[3.5],[2.5],[3],[2.7],[3.9],[4.2],[5.2],[4.7],[4.3]],[[1.6],[1.8],[2.4],[2.1],[2.2],[2.4],[2.5],[2.7],[2.3],[2.1],[1.6],[1.9],[1.9],[1.9],[2.5],[0],[0.8],[0.8],[0.6],[3.4],[2.7],[2.6],[4.3],[4.8],[6.3],[7.5],[7.4],[7.3],[6],[5.2],[4.5],[4.6],[4.4],[3.2],[3.5],[3.1],[3.9],[4],[4.9],[4.6],[4.9]],[[1.5],[1.4],[2],[1.7],[1.6],[1.7],[1.8],[2.1],[2.3],[2.1],[1.6],[1.9],[1.9],[1.9],[2.3],[1.1],[0.8],[0.8],[1.3],[2.7],[2.9],[3.3],[4.4],[5],[6.3],[7.6],[7.1],[6.3],[5.8],[4],[3.4],[3.8],[2.7],[2.5],[2.3],[1.8],[2.9],[3.3],[3.8],[3.8],[3.8]]]

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Main annual contributors to cost of living changes for each household type

Selected Living Cost Indexes (LCIs) by household type, main positive contributors to the annual movement (%) (a)(b)
	Housing (%)	Insurance and financial services (%)	Transport (%)	Recreation and Culture (%)	Food and non-alcoholic beverages (%)
Pensioner and beneficiary LCI (PBLCI)	6.4	7.7	6.2	3.4	2.9
Employee LCI	5.4	10.6	5.2	3.4	3.2
Age pensioner LCI	7.4	5.9	6.0	3.1	2.9
Other government transfer recipient LCI	5.9	9.3	6.2	3.9	2.9
Self-funded retiree LCI	6.6	5.8	5.4	2.8	3.1

Selected Living Cost Indexes (LCIs) by household type, main positive contributors to the annual movement (%) (a)(b)

["","Housing","Insurance and financial services","Transport","Recreation and Culture","Food and non-alcoholic beverages"]

[["Pensioner and beneficiary LCI (PBLCI)","Employee LCI","Age pensioner LCI","Other government transfer recipient LCI","Self-funded retiree LCI"],[[6.4],[5.4],[7.4],[5.9],[6.6]],[[7.7],[10.6],[5.9],[9.3],[5.8]],[[6.2],[5.2],[6],[6.2],[5.4]],[[3.4],[3.4],[3.1],[3.9],[2.8]],[[2.9],[3.2],[2.9],[2.9],[3.1]]]

[]

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Housing includes Rents, Utilities, and Other housing (Property rates and Maintenance and repair of the dwelling).
Mortgage interest charges is included in Insurance and financial services.

For information on the weighting pattern for the SLCIs, please see Selected Living Cost Indexes, Australia methodology and the Annual weight update of the CPI and Living Cost Indexes, December 2024.

Contributors to quarterly change

Quarterly percentage change, Commodity group - June quarter 2026 to September quarter 2026
Weighted average of eight capital cities	Pensioner and beneficiary LCI (%)	Employee LCI (%)	Age pensioner LCI (%)	Other government transfer recipient LCI (%)	Self-funded retiree LCI (%)
Food and non-alcoholic beverages	0.5	0.7	0.5	0.5	0.6
Alcohol and tobacco	1.9	1.7	1.7	1.9	1.6
Clothing and footwear	-1.3	-0.6	-1.2	-1.3	-1.1
Housing	1.3	1.2	1.6	1.1	1.6
Furnishings, household equipment and services	1.1	1.2	1.2	1.1	1.3
Health	-1.8	0.2	-1.4	-2.4	-0.3
Transport	3.9	3.5	3.7	4	3.1
Communication	1.4	1.4	1.2	1.5	1.2
Recreation and culture	2.2	2.5	2	2.3	2.4
Education	0	0.1	0.1	0.1	0
Insurance and financial services	2.4	4.4	1.2	3.5	1.1
All groups	1.2	1.9	1.1	1.4	1.3

For further analysis on commodity group annual contributors, please refer to the latest release of the Consumer Price Index.

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Data files

TABLE 1. All Groups, Index Numbers and Percentage Changes, by Household Type
Download xlsx [56.76 KB]
TABLE 2. Commodity Groups, Index Numbers, Percentage Changes and Points Contributions, by Household Type
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TABLE 3. Gross Insurance, Mortgage Interest and Consumer Credit, Index Numbers and Percentage Changes, by Household Type
Download xlsx [76.28 KB]

Use of price indexes in contracts

Price indexes published by the Australian Bureau of Statistics (ABS) provide summary measures of the movements in various categories of prices over time. They are published primarily for use in Government economic analysis. Price indexes are also often used in contracts by businesses and government to adjust payments and/or charges to take account of changes in categories of prices (Indexation Clauses).

Use of Price Indexes in Contracts that sets out a range of issues that should be taken into account by parties considering including an Indexation Clause in a contract using an ABS published price index.

Frequently asked questions

The Frequently Asked Questions page that has answers to a number of common questions to do with price indexes and the Consumer Price Index, in particular.

Previous catalogue number

This release previously used catalogue number 6467.0.

Methodology

Selected Living Cost Indexes, Australia methodology, September 2026

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